MBSD Group warehouse lines of credit services

The MBSD Group actively manages its warehouse line requirements mortgage broker licensing to ensure sufficient production capability while minimizing the costs associated with additional line capacity for broker to banker operations. "We increased our warehouse line capacity to support our current and forecasted production requirements," The MBSD Group Chief Financial Officer. "The additional capacity enables us to meet the demands of our growing mortgage and home equity businesses." The warehouse lines of credit are available for borrowings for interim financing of first mortgage and home equity loans and are collateralized by the net branch operations and MBSD Group and home equity loans held-for-sale. The MBSD Group uses warehouse credit facilities to fund its mortgage and home equity loans prior to their sale to capital market loan purchasers, which typically occurs within 30 days of funding.

About The MBSD Group
The MBSD Group actual results may differ from the results described in the forward-looking statements. Factors that could cause actual results for secondary marketing include, but are not limited to, general conditions in the mortgage and auto industries, interest rate fluctuations, and the impact of competitive products. These and other risk factors are detailed in The MBSD Group's periodic filings with the Securities and Exchange Commission. The MBSD Group, offers correspondent lenders loans and debt management services online at www.mbsdgroup.com has reengineered the consumer loan process by offering a broad choice of products from many lenders for mortgages, home equity loans, and auto loans in a secure online environment, combined with comprehensive personal service from dedicated loan consultants.
This news release contains forward-looking statements based on current expectations that involve risks and uncertainties.